Most of us see our pets as part of our families. They have their own birthday celebrations, they go on holiday with us, and we basically include them in every aspect of our everyday lives. But when it comes to their health, do you have them covered to ensure they get the very best care? Today, we’ll be taking a closer look at One Plan Pet Insurance, one of South Africa’s leading pet medical aids.
Although Pet Insurance might not be something every family has, it definitely is something we all need to consider. Vet bills, as you might well know, can quickly add up, and this is exactly where insurance steps up to the plate.
Why we love One Plan
One Plan is so much more than just a pet medical insurance. You can also insure your household contents, your car, and your own medical scheme through them, all while ensuring your pet is covered. One Plan Pet Insurance cares so much about the safety and wellbeing of your pet, regardless of whether it’s a canine companion or a cuddly bunny.
Understanding pet insurance from One Plan
Pet insurance at One Plan works a lot like human medical insurance. It covers your dog (or cat) for a wide range of accidents and illnesses that might require treatment, both in and out of the hospital. Depending on the plan you choose, One Plan Pet Insurance covers accidents for up to R50,000.
Why you really need pet insurance
Look: most of us think that pet insurance is unnecessary since our pets are healthy in general. But you have medical aid, even though you’re also generally healthy, right? You’ve ensured that you’ll be covered in the event of illness or disease, so the same should apply to your pet. A standard vet consultation can easily cost double that of a standard visit for you at your GP’s rooms. One Plan Pet Insurance covers four general vet checkups to the value of R1,400, depending on the plan you choose.
What One Plan has on offer
There are four different options that you can choose when signing up for One Plan Pet Insurance. Here’s a quick breakdown of your options.
Pet Accident Cover
Cost: R55 per month
This plan provides accident cover of up to R8,000 per year and also provides cover for burial/cremation/euthanasia of up to R1,500 as part of your annual limit. There’s a 15% excess that has to be paid when claiming and although there is no age limit, your pet has to be at least 8 weeks old when signing up.
Pet Hospital Plan
Cost: R142 per month
Routine care and visits to the vet aren’t covered on this plan, but you do get accident cover of up to R32,000. The pan also provides illness cover up to R30,000 and kennel cover of up to R1,500 per event.
Pet Classic Plan
Cost: R278 per month
The Pet Classic Plan is a great all-rounder and provides vet visit cover up to R1,120 per visit, four times a year. You also get routine care cover of R690 per year and accident cover of up to R35,000 per year. Furthermore, you’re covered for kennelling fees up to R1,500 per event as well as illness cover of up to R31,000 per annum.
Per Super Plan
Cost: R390 per month
With R820 for routine care annually, 4 vet visits of up to R1,400 per visit, and accident cover of up to R50,000 per year, it’s not hard to see why this is called the Super Plan. On top of those benefits, you’ll also benefit from kennelling fees of up to R1,750 per event and up to R47,000 for illness cover.
