Although Pet Insurance might not be something every family has, it definitely is something we all need to consider. Vet bills, as you might well know, can quickly add up, and this is exactly where insurance steps up to the plate.

Why we love One Plan

One Plan is so much more than just a pet medical insurance. You can also insure your household contents, your car, and your own medical scheme through them, all while ensuring your pet is covered. One Plan Pet Insurance cares so much about the safety and wellbeing of your pet, regardless of whether it’s a canine companion or a cuddly bunny.

Understanding pet insurance from One Plan

Pet insurance at One Plan works a lot like human medical insurance. It covers your dog (or cat) for a wide range of accidents and illnesses that might require treatment, both in and out of the hospital. Depending on the plan you choose, One Plan Pet Insurance covers accidents for up to R50,000.

Why you really need pet insurance

Look: most of us think that pet insurance is unnecessary since our pets are healthy in general. But you have medical aid, even though you’re also generally healthy, right? You’ve ensured that you’ll be covered in the event of illness or disease, so the same should apply to your pet. A standard vet consultation can easily cost double that of a standard visit for you at your GP’s rooms. One Plan Pet Insurance covers four general vet checkups to the value of R1,400, depending on the plan you choose.

What One Plan has on offer

There are four different options that you can choose when signing up for One Plan Pet Insurance. Here’s a quick breakdown of your options.

Pet Accident Cover

Cost: R55 per month

This plan provides accident cover of up to R8,000 per year and also provides cover for burial/cremation/euthanasia of up to R1,500 as part of your annual limit. There’s a 15% excess that has to be paid when claiming and although there is no age limit, your pet has to be at least 8 weeks old when signing up.

Pet Hospital Plan

Cost: R142 per month

Routine care and visits to the vet aren’t covered on this plan, but you do get accident cover of up to R32,000. The pan also provides illness cover up to R30,000 and kennel cover of up to R1,500 per event.

Pet Classic Plan

Cost: R278 per month

The Pet Classic Plan is a great all-rounder and provides vet visit cover up to R1,120 per visit, four times a year. You also get routine care cover of R690 per year and accident cover of up to R35,000 per year. Furthermore, you’re covered for kennelling fees up to R1,500 per event as well as illness cover of up to R31,000 per annum.

Per Super Plan

Cost: R390 per month

With R820 for routine care annually, 4 vet visits of up to R1,400 per visit, and accident cover of up to R50,000 per year, it’s not hard to see why this is called the Super Plan. On top of those benefits, you’ll also benefit from kennelling fees of up to R1,750 per event and up to R47,000 for illness cover.

The post One Plan Pet Insurance Product Review appeared first on Petz.

The short and sweet answer is this: Insure your pet as soon as you can afford it.

It’s great to have cover at any age, but taking out a policy during the puppy days actually equates to lower premiums. Keep in mind that some pet insurance companies won’t insure pets over a certain age, although they’ll still be covered if you took out the policy when your pet was younger. Injuries and accidents aren’t age-appropriate. They happen at any age and at any time. While young dogs are more likely to be injured, older dogs are prone to age-related chronic illnesses.

Vet directory

Why you should insure your pet as soon as possible

Although we all want to be savvy shoppers and save on everything, there really aren’t specific times when you’ll score a better deal with pet insurance. There are no Black Friday deals when it comes to pet insurance. But there are times when you should be particularly considering the idea of insuring your pet.

If you didn’t take out pet insurance when you first brought your furry friend home, the best time to opt in is before the summer and winter seasons hit. That’s when your pets are at risk of illness and accidents since they’re exposed to the elements.

Get the timing right to insure your pet

Nobody buys medical aid with the hopes of spending enough time in the hospital to make the premiums worth it. We also don’t secretly hope we are involved in car accidents just to match our car insurance premiums. We buy insurance so we don’t go broke when the pawpaw hits the fan.

The same goes for pet insurance. You spend a certain amount per month so that you can take care of any health problems your pet encounters. Not so that Fido has R4,000 worth of accidents and illnesses to deal with.

And in essence, that’s why taking out pet insurance when you first bring your pet home is always the best idea. You never know when the unexpected will happen. And you don’t want to be on the fence about taking action because of how it will impact your budget.

Why you should insure your pet before summertime

Summertime sees us relaxing and unwinding after a long, hard year. But it can be a hazardous time of the year for your pets. You see, pets (and dogs in particular) spend more time outdoors during the summer months. Between the heat, plants, and other animals out there, the opportunities for injury are way too much to ignore.

But you can also insure them before winter, because:

Although the summer months are harsh on pets, that doesn’t mean that the winter is all magical for them either. Winter presents its own challenges. Our pets spend more time indoors, where they are exposed to toxic indoor plants we use to decorate our homes.

Just like heat can be an issue for pets, so can extreme colds. Hairless or short-haired pets are particularly in danger of illness and hypothermia. There are also the human-caused side effects of the cold weather to consider.

No such thing as the wrong time to insure your pet

While there are times when you might be considering pet insurance more than other times of the year, there is never a wrong time to do it. You can take out pet insurance during any time of the year. There isn’t any need to put it off any longer than you have to.

Need more information?

Here at Petz.co.za, we’re a little gaga about all things pet-related. If you’re not quite sure on when to insure your pet or you need help with comparing your options, get in touch with us today. Our team of pet lovers is ready to help you in any way possible!

The post The right time to insure your pet appeared first on Petz.